Red means i did it, 9/20 omg!
How many have you been done?
1) Carrying a balance - PTPTN?
2) Overspending on gas and oil for your car - carpool is my favourite ^^
3) Keeping unhealthy habits - no cigrattes, no alcohol.
4) Using cellphone that doesnt fit - still okay with my htc babe.
5) Buying brand name instead of generic - hahaha! still cant afford it/1
6) Keeping your mouth shut - always happen when i went to night market
7) Buying beverages at one time - me? either coffee or plain water.
8) Paying for something that you can get free - household thingy!
9) Being disorganized - monthly income~
10) Paying late fees and being fine - never happen on me!
11) Paying ATM fees - HATE IT SO MUXCHIE!
12) Shopping without calculator - luckily i got phone with calculator=P
13) Paying for things dont use - C-L-O-T-H-E-S!
14) Mismanaging your flexible account - SERIOUS PROBLEM!
15) Being inflexible traveler - long time never travel loooh...=(
16) Making impulse purchases - spontaneous shopping kills X(
17) Dining out frequently - seldom, but sometime go for nice yet expensive foodie =O
18) Buying new instead of used - Always the used user =)
19) Procrastinating - Sometimesss.
20) Not reading the fine print -
-xoxo-
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